Jeff Isaak

Jeff who?

Jeff Isaak.

Truth speaker. Allium sativum cultivator. Methier. Software developer. Investor. Privacy advocate. Part-time thaumaturge.

Software

I am available for contract work. Please send me an email and tell me about your project.

Tech (in roughly descending order of expertise): Java, Android, JDBI, Hibernate, Spring, SQL, Dropwizard, REST, HTML, CSS, Unity3D, Maven, Gradle, Subversion, Git, C#, Linux administration.

Financial Planning

I am passionate about personal finance and available to render assistance to those who need some help achieving their financial goals. Find more details below.

Financial Planning

Most people aren't taught how to create a budget and track their finances. Many people fall into patterns of credit card debt and overspending. Often people grow up with poor financial habits modelled to them by their parents. Regardless of where you are coming from, I offer judgement-free help to get where you want to be.

What can you do for me?

I can help you define your financial goals and make a plan to achieve them, whether that's getting out of debt, going on a vacation, buying a car or home, or saving for retirement.

What can't you do for me?

I have some restrictions on what I can and will do for you. These restrictions/limitations are:

  • I am unable to provide investment advice. We can discuss different investment options depending on your level of interest and intended participation, and if you're open to it, I will happily help you become a DIY investor, but in the end I can only provide information, and it will be up to you to decide which investments are most suitable for you.
  • I do not sell any insurance or investment products.
  • Along with approximately 95% of the financial advisors in Canada, I am not held to a fiduciary standard. This means I do not have a legal responsibility to act in your best interests. Unlike the representatives from your financial institution, however, I do not profit from any of the investing and insurance decisions you make.

How does it work?

Most people like to meet with the person that's going to be looking at their finances. When we meet for the first time, we'll chat at a very high-level about your financial situation. If I think I can help you and if you want to proceed after meeting me, I'll give you some homework to do before we meet again. This will include thinking about your goals and collecting some details about your finances, such as your assets and liabilities and your typical spending patterns.

This first meeting is an opportunity for you to see if you want to work with me and for me to see if I can provide value to you. There is no charge. I will tell you if I don't think I can help you; if you decide you do not want to proceed, you are under no obligation whatsoever.

When you've finished the homework, you can send me the results and I'll prepare some documentation for our second meeting. When we meet a second time, we'll talk in more detail about your goals and examine your financial situation more closely. We'll craft a plan and a budget together that helps you achieve your goals, and find a way to implement that budget in your daily life.

Your budget is a living thing, and it will need to change over time as your financial situation and goals do. I hope to be able to empower you to be able to make those changes yourself, but am available if you find you need further help.

What does it cost?

For the process outlined above, from goal-setting to plan creation, I normally charge $100 plus GST if you complete the homework. If, however, you decide not to do the homework and show up to our second meeting with a box full of receipts, the process will take longer and I will charge you for the time I spend doing the work for you.

For follow-up consultations, I charge $50 plus GST per hour or portion thereof. I will invoice you through PayPal when our consultation is complete.

What do you need from me?

I need you to be onboard with the process. If you're just going through the motions, this is a big waste of time for both of us. If, on the other hand, you want to improve your financial health and intelligence and get on track with achieving your financial goals, your investment of time and effort will pay dividends for many years.

Where are you located?

I work out of my home office in Langley, BC, but am willing to meet you in your home if it can work with both our schedules.

How do we get started?

Send me an email (jisaak@jeffisaak.ca) and introduce yourself. If you'd like to chat on the phone, please include your number in your email.

Projects

Adeona

Personal safety app for Android. Free; no ads; work in progress.

Kakapo

Privacy-centric social networking app for Android. Free; no ads; open source; work in progress.

Webshots

REST API for generating web page screenshots and thumbnails. Retired.

Circline

Missile Command inspired game with circles. And lines. Not a great game, but an amusing diversion. Frequently installed by cricket fans for some reason. Made with Unity. Free; no ads.

Vernam Cipher

One-time-pad encryption for Android. Free; no ads; open source.

Dice Roller

A 3D, physics-based dice roller. Many types and many colours of dice available. Made with Unity. Free; no ads.

Some reviewers have commented that they feel the die rolls aren't as evenly distributed as they could (or should) be. I have started doing some proper testing to evaluate this.

Diceware Password Generator

Generate secure, easy to remember passwords using the Diceware method. Free; no ads; open source.

Cura

Clinic management system for Chiropractors, RMTs, and Physiotherapists. Supports booking, billing, patient management, charting, and DICOM imagery cataloguing. Client-server architecture with Windows and Android clients.

Contact

For matters related to any of my apps, please email jisaak@aptasystems.com.

If you'd like to contact me about my financial planning services, please email jisaak@jeffisaak.ca.